Dental Benefits Trends

6/24/2010

In a recent Employee Benefit News article, Tom Dolatowski, Delta Dental Plan Association’s former vice president, business development, shared the following five dental benefits trends for producers to consider in planning sales and account management strategies.

 

  1. Employees will continue to be more involved in the decision to purchase dental benefits, whether covered by an employer-sponsored or voluntary plan, as we are already seeing higher employee contribution levels through voluntary plans, consumer-directed plans, and the growth of individual coverage.
  2. Plan design innovations will continue movement toward evidence-based dentistry and higher annual maximum benefits.
  3. Carriers will begin to develop performance-based networks.
  4. There will be more analysis of members' risk, disease status, and use of services, which will help identify at-risk members and those with chronic disease.
  5. There will be continued movement toward fee transparency.  More tools will be developed to help consumers compare dentist fees.
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